About

My Union State started as a set of notes for friends and family who had questions about money that nobody had ever explained clearly: how credit scores work, why a credit union might charge less than a bank, and how to start saving when there is not much left at the end of the month.

We write for people who want straightforward explanations. Every article aims to answer one question well, in plain language, with no affiliate links or sponsored products.

What we cover

• Budgeting and saving
• Credit and borrowing
• Member-owned financial cooperatives
• Consumer protection and fraud awareness

What we are not

We are not a financial institution and do not offer accounts, loans, or individual advice. For decisions about your own finances, talk to a qualified professional or your own financial institution.